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Is your Advisor Lazy?

When a weak student joins a tuition class, the teacher promises the parent that his ward will improve and while may not end up as a rank student will at the same time not fail the exams. On the other...

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Building Wealth through Equity

In reaction to my tweets as well as my blogs where I am not exactly fanatic about Systematic Investment Plan, a reader queried me on “How to build Wealth”. Wealth is described as “an abundance of...

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We are One Year Old! Yippee!

Time flies they say and it couldn’t be truer about how fast a year has passed since Portfolio Yoga got started. I have been writing on public forums since 2004 with focus mainly on trading and...

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Trading and Living

In recent weeks / months, quite of my friends have left trading to either start a new business or go back to college or taken up a job or changed their business. Its not that they were ill equipped to...

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Mutual funds aren’t hands off investments

The number of free resources which provide interesting and thought provoking view points is too many to count. Personally, I find myself spending a lot of time browsing sites (mostly written by...

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Power is Power

In the second season of HBO’s fantasy television series Game of Thrones, there is a interesting exchange of dialogue about the nature of power between Cersei and Littlefinger. While Lord Petyr Baelish...

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Be the Devil’s Advocate

Back in the school days, we had a debate team and as much as I thought I loved to be part of it, never had the guts to raise my hand and ask for being on the team. My friends who were on the team maybe...

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Bees Saal Baad

Twenty years is a long enough time frame to understand and validate processes and theories, but does that also mean that the next Twenty years will be similar in nature and stature to the 20 years...

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Index funds or Index ETF / ETS

While passive investing is yet to pick up in India, almost all Mutual funds offer a choice of Index funds which try to track returns generated by Nifty / Sensex. But when one does go the passive way,...

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Liquidity, Spread and ETF

While the Asset under Management Exchange Traded funds are a tiny sum compared to the amount Mutual funds have been able to mobilize, they are slowly but surely growing despite it being a product that...

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Importance of Defense

Offense is what we like, Defense is what saves us and in between the two lies the gulf of survival and failure. If you are a Cricket fan, you would have at the very least kept score of what is...

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A free trip to Goa

Unlike new age media sites which use click bait article headings such as the one above to enhance their page views (and hence garner more advertising revenue), this is no click bait article though it...

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Past Performance and Future Expectations

All Mutual Funds carry a disclaimer saying “Past performance of the sponsor / AMC / Mutual Fund does not indicate the future performance of the Scheme(s)” Yet, in real life everyone including Mutual...

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Conflict of Advise

We generally do not like being told what to do, especially in areas where we believe we know better than most other guys and definitely know better than the Charlie with the attitude who thinks he can...

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Using Open Interest To Find Bull/Bear Signals

In markets, its the dream of every trader to find a anomaly that can be juiced out day in and day out. Big traders / funds keep trying to find such inefficiencies that they can exploit to their...

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Does Golden Cross Work

Friend, Nooresh Merani uploaded a video (Youtube Link) where in he literally questions using Golden Cross as a trading / investing tool. While I see loads of skeptics who believe Technical Analysis is...

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Start of a New Bull Market?

A Bull market in the markets is one of the best times to be invested as stocks more or less follow the herd (going up) and regardless of when you enter, opportunities are available in one sector or the...

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The future is Robo

Way back in 2000, while trading had already moved from the pits (or rings as it was called in India) to the VSAT linked trading terminals, we still did not have any stock broker who allowed or offered...

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Divergence of Signals

On a monthly basis, I update a Asset Allocation matrix (Link) which this month recommended a reduction in allocation to Equities. A day or two later, I wrote that we are maybe at the start of a new...

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Robo-advisory in India

Yesterday’s edition of Mint featured a wonderful article on Robo Advisories in India (Link). Its a very nice review of the ones that are available in India though the article doesn’t go deep into their...

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