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Right time to Buy

Yesterday was a pretty lucky day for me. Some kind soul had triggered my stop loss on Wednesday and while I had cursed him that day and the next day as well, man, was I happy to be neutral in markets...

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Smart SIP & Market Timing

Systematic Investment Planning also called Dollar Cost Averaging is a age old formula where one invests a equivalent sum of money on a specific date regardless of where the market / stock / fund is...

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Narrative Fallacy & We

After years of being in a terminal decline, Yahoo finally decided to sell off its core business to Verizon for $4.8 Billion. Given that adjusted for its holding of Alibaba and Yahoo Japan, the core...

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Buy the New High

At the very heart of Trend following is the concept of buying at new high with the assumption being that market knows something that we don’t. While the logic works on literally all time frames and...

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Save or Spend

Yesterday I finished reading, Pit Bull by Martin S. Schwartz which while being on the lines of the famous Jesse Livermore book hasn’t gained that much fame despite the fact that unlike Livermore who...

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Dipa Karmakar and the Risk Quandary

Before the start of this Rio Olympics, I am sure that less than one percent of people had even heard about the name of the Gymnast coming from a small state in North East India but by yesterday, she...

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Random thoughts, Financial Planning

Till very recently, Finance was simple. You earned X, spent Y and the remainder Z was usually put away in a Fixed Deposit for a rainy day or as savings for a future goal – House / Marriage, etc. Equity...

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Cost of huge Returns

Michael Batnick who is Director, Research at Ritholtz Wealth Management tweeted out the following chart of Amazon Implicit in the message (my presumption since nothing was blogged / tweeted) was that...

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The future is Passive

The big news this week was about the inflow into Vanguard, the world’s largest mutual fund company which attracted $198.4 billion in the first eight months of this year drawing money from Active Mutual...

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Look Ahead Bias and its Impact on Trading Results

As most system traders, my mind is constantly thinking of ideas that I think can help me beat the markets comprehensively without too much of a effort (no day trading types for example). So, today as I...

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Airtel and the case of Authority Bias

Last Saturday, I received a phone call on my land line (Airtel) with the caller having confirmed he was speaking to the right number, informed me about a change in a scheme I had subscribed to. To give...

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Should Retail Investors / Traders indulge in Derivatives

Twitter is a place for discussions, collaborations, fights and what not. Today’s post has much to do with one such discussion which more or started when while replying to a friend, I put it out that I...

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Book Review: Deep Work

There are books and then there is this book. Deep Work: Rules for Focused Success in a Distracted World by Cal Newport. One of the key reasons for me to read books is with the hope they inspire me...

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Travails of a Trend Follower

Over the last few decades, Trend following has really taken off with a lot of believers flooding the streets so as to say. After all, if I were to sell you with charts like the one below, why would you...

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The Ultimate Strategy

The holy grail of returns would be if you could get equity like returns while having bond like volatility. While in theory such possibilities do exist, the question that arises is whether its feasible...

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The Framing Effect

Framing Bias is a congnitive bias. From Wikipedia; “The framing effect is an example of cognitive bias, in which people react to a particular choice in different ways depending on how it is presented;...

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Where is your Edge

A friend of mine has a shop selling something which in theory has no moat whatsoever. If you wish, you could easily put up something right next to him and start doing business. Margins are good which...

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Fire your Financial Advisor?

In today’s Mint, Monika Halan has a post titled “When to fire your financial adviser“. While I am sure she knows way better than me when it comes to advisers, I felt that she had used a large brush...

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Predictions, Probability and Position Sizing

Most of us know that Astrology is bunkum and yet that doesn’t stop us from reading what the astrology section of the Sunday newspaper. Reading that does no harm, Right. After all, its more of just...

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SIP, Expectations and Reality

Indian’s have generally been Risk Averse and that is seen in the percentage of assets an average household has invested in markets (Direct or Indirect). Real Estate on the other hand has had huge...

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